Lend and borrow money with people you trust.
For real life, between real people.
How it works
Three simple steps to start lending and borrowing with your contacts.
Connect your account
Link your bank account securely. We use bank-level encryption to keep your data safe.
Borrow or lend
Send a request to someone you trust, or accept one from them. Set clear terms together.
Automatic repayment
Set up automatic repayments on the agreed date. No awkward reminders needed.
Just your trusted circle
Built on trust, backed by security
Sugr is designed from the ground up to keep your money and relationships safe. We believe in transparency, privacy, and putting you in control.
You control who's in your circle
Only people you invite can interact with you. No strangers, no public marketplace.
No public marketplace
Your lending activity stays between you and your trusted connections. Always.
Security-first
Bank-level encryption, secure authentication, and no selling of your data. Ever.
Sugr is not a bank. We facilitate peer-to-peer agreements between people who already trust each other. We don't provide loans, credit decisions, or financial advice. Sugr is available to users 18 and older.
Become a beta tester
Be part of our exclusive group of beta testers and help shape Sugr before general availability.
No spam, ever. We'll only email you about beta access and updates.